TMSSolutions Group

Payroll Savings Assessment

Five quick questions. We'll show you what you could save on payroll processing, FICA taxes, and workplace tax credits — based on your actual numbers.

Step 1 of 5

Do you have W2 employees, 1099 contractors, or both?

This determines which savings programs apply to your business.

W2 Employees 1099 Contractors Both

Who handles your payroll currently?

We compare your current cost against Gusto's published Simple-tier pricing.

ADP Paychex QuickBooks Payroll Gusto (already on it) Other I handle it manually

Headcount

Roughly — exact numbers aren't required.

How many W2 employees?

How many of those W2 employees are full-time (30+ hrs/week)?

Cannot exceed total W2 count above.

How many 1099 contractors?

Current monthly payroll cost

This is your payroll service fee, not your total payroll. Check your last invoice.

What does your payroll processor charge you per month?

This is the service fee on your invoice from ADP, Paychex, or your current provider — not your employees' salaries. Look for a line item like 'processing fee' or 'service charge.' Typically $75–$300/month for small businesses.

Not sure? Check your last payroll invoice or bank statement.

Health insurance

Used to estimate your Section 125 POP plan FICA savings.

Do your W2 employees have health insurance?

Yes No

Average monthly premium per employee

Employee's share only — the portion deducted from their paycheck, not the total premium or what the company pays.

Your Estimated Annual Savings

Based on the answers you provided.

Start over with different numbers

Estimates based on published Gusto pricing (March 2026) and IRS FICA rates. Actual savings vary by provider contract, employee wages, and plan structure. This is not financial or tax advice.
TMS Solutions Group · [email protected] · 386-503-5528