Payroll Cost Analyzer

Uncover the true cost of your payroll — taxes, fees, and hidden burden — in under 2 minutes.

See your total employer tax burden (FICA, FUTA, SUTA)

Calculate the real cost per employee including all fees

Estimate potential savings with a better payroll provider

Business Name (optional)

TMS Solutions Group

Tell Us About Your Payroll

Enter your details below for an accurate cost breakdown.

Workforce Details

Number of Employees

Pay Rate Type

Average Hourly Wage

Calculated at 40 hrs/week, 52 weeks/year

Pay Schedule

Pay Frequency

Business Location

State

Current Payroll Service

Do you currently use a payroll service?

Current Monthly Payroll Service Cost

TMS Solutions Group

Your Payroll Cost Analysis

Based on your inputs — here is your true payroll cost breakdown.

Total Annual Gross Payroll

Total Employer Tax Burden

Annual Payroll Service Cost

Total True Payroll Cost
$
Gross + taxes + service fees

True Cost Per Employee Per Year

Full Cost Breakdown

Annual Gross Payroll

Employer FICA (7.65%)Social Security 6.2% + Medicare 1.45%

FUTA (0.6% on first $7,000/employee)Federal Unemployment Tax Act

SUTA (est. 2.7% on first $7,000/employee)State Unemployment — see note below

Total Employer Tax Burden

Annual Payroll Service Cost

Total True Payroll Cost

Note on SUTA Rates: State Unemployment Tax (SUTA) rates and taxable wage bases vary significantly by state and employer claims history. This estimate uses 2.7% on the first $7,000 per employee as a general approximation. Your actual SUTA obligation may be higher or lower. Consult your state's labor department or a payroll professional for your specific rate.

Ready to Reduce Your Payroll Costs?

TMS Solutions Group helps small businesses streamline payroll, reduce tax exposure, and cut unnecessary service fees. Let's talk about your numbers.

tom@tms-solutions-group.com tms-solutions-group.com 386-387-8620